Help to buy

Let us help you move.

Not just for first time buyers, you can take advantage of the government-backed Help-to-Buy scheme, helping you towards your deposit.

Help to Buy

Baker Estates is registered with Help to Buy, the Government’s home ownership scheme. Help to Buy includes a variety of different schemes designed to help people buy their own home. Two of the schemes apply to Baker Estates’ homes and more information can be found about them below.

Help to Buy Equity Loan

You will only need a 5% cash deposit to buy one of our homes if you use the Help to Buy Equity Loan scheme. The Government lends you up to 20% of the cost of your home, so you will need a 75% mortgage to make up the rest. The scheme applies to all new properties priced up to £600,000 and it is available to first time buyers as well as homeowners looking for help to move into a larger home. The 20% loan is interest free for the first five years of owning your home.

For more information on this scheme visit:

Help to Buy ISA

The Help to Buy ISA is designed for savers preparing to buy their first home.

For every £200 you save a month, the government will add an additional 25%, or in this example an extra £50. The maximum government bonus you can receive is £3,000, so if you saved £12,000 the government would increase this to £15,000.

The Help to Buy ISA is available with a range of banks and building societies and the ISA is available to each first time buyer, not each household. This means if you are buying with a partner and you both opened a Help to Buy ISA and saved the maximum amount, the Government would provide an additional £6,000.

For more information on this scheme visit:

BE Move

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